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Credit Management
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Credits And Loans: Can Everybody Apply For Them?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
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All of us have hopes, dreams, goals or objectives that we want to achieve. Such dreams may be: to own a house, to buy a good car or to study in a prestigious, yet expensive, university. As different as they might sound compared to each other, all of them have something in common, and that..... -
Credit Ratings and Their Factors
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Do you know the credit card factors that determine your credit score? The exact formula to calculate a consumer credit score is a company trade secret closely guarded by the credit bureaus, but we do have general guidelines on how this score is calculated. Here at Premier Consumer Credit, we thought it would be helpful..... -
Credit Card Advances are Loans
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
A financial crisis can lead to look for obtaining quick money without measuring the consequences. Advances in credit cards are a common practice that allows you to withdraw cash immediately as loan, from an ATM or from a bank branch; however, this advance may cost more than you can imagine. The first thing to keep..... -
Credit Card Act of 2009
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Key Elements: Credit Card Act of 2009 It is important to highlight how its elements could affect us. Bans Unfair Rate Increases: Financial institutions will no longer raise rates unfairly, and consumers will have confidence that the interest rates on their existing balances will not be hiked. Bans Retroactive Rate Increases: Bans rate increases on..... -
Credit And Credit Cards – Basic Concepts.
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
We all know the concept of credit cards, we know what they are and what they are for. We are living in a world that is becoming hastier with each passing day and credit cards have become an essential tool for making fast, efficient and safe transactions. Credit Card companies make sure that using a..... -
Commonly Used Terms
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
The following is a list of terms we use throughout this website, and also terms you might have heard or read before. Maybe you have a clear understanding of these, maybe you have a vague idea, or maybe you do not really know exactly what they mean. It is always good to have a clear..... -
Are there errors on my Credit Report?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Credit reports have limitless financial influence on everyday people. These reports contain massive amounts of personal information, and according to one research survey, ninety percent of American adults are being tracked by credit report companies. While the logical assumption is that creditors and credit reporting companies are dutifully careful while creating credit reports, this is..... -
5 Tips To Celebrate Your Own Financial Independence This 4th Of July
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
On July 4th, 1776, in Philadelphia, Pennsylvania, the Continental Congress declared that the thirteen American Colonies were no longer part of the British Empire, giving birth to a new nation: The United States of America. From that day forwards, the US citizens have commemorated the Independence Day on the 4th of July. People usually celebrate..... -
10 Symptoms That You Are Over Your Head In Debt.
- September 16, 2021
- Posted by: jglen
- Category: Credit Management
Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign that your finances are not under control, and it might be a warning to greater problems.They are not in any specific order of importance. Some of your credit cards..... -
How to Read Your Credit Report
- September 10, 2021
- Posted by: jglen
- Category: Credit Management
The first step is to obtain a credit report. Please visit our How to obtain a credit report section for more information. Once you have it, you could very well send it to us by fax or mail. Once we receive from you, along with the proper authorization to review it, we can review it.....
