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Credits And Loans: Can Everybody Apply For Them?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
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All of us have hopes, dreams, goals or objectives that we want to achieve. Such dreams may be: to own a house, to buy a good car or to study in a prestigious, yet expensive, university. As different as they might sound compared to each other, all of them have something in common, and that..... -
Credit Ratings and Their Factors
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Do you know the credit card factors that determine your credit score? The exact formula to calculate a consumer credit score is a company trade secret closely guarded by the credit bureaus, but we do have general guidelines on how this score is calculated. Here at Premier Consumer Credit, we thought it would be helpful..... -
Credit Card Advances are Loans
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
A financial crisis can lead to look for obtaining quick money without measuring the consequences. Advances in credit cards are a common practice that allows you to withdraw cash immediately as loan, from an ATM or from a bank branch; however, this advance may cost more than you can imagine. The first thing to keep..... -
Credit Card Act of 2009
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Key Elements: Credit Card Act of 2009 It is important to highlight how its elements could affect us. Bans Unfair Rate Increases: Financial institutions will no longer raise rates unfairly, and consumers will have confidence that the interest rates on their existing balances will not be hiked. Bans Retroactive Rate Increases: Bans rate increases on..... -
The Worst Cyber Attacks in History.
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Technology
Let’s be honest, in today’s world we should all be afraid of hackers. They can easily take advantage of weak passwords and poorly maintained computer systems to steal confidential information, hijack your identity or -if they get access to your financials- steal your money. But for some hackers, gaining access to personal accounts is not..... -
Credit And Credit Cards – Basic Concepts.
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
We all know the concept of credit cards, we know what they are and what they are for. We are living in a world that is becoming hastier with each passing day and credit cards have become an essential tool for making fast, efficient and safe transactions. Credit Card companies make sure that using a..... -
The Hack at Yahoo: Causes and Possible Consequences
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Technology
On September 22nd, 2016 computer magnate Yahoo disclosed information about a hack on their email platform in 2014. ABC news explains how this led to the theft of data from over 500 million accounts. This is particularly worrisome for the company as they were trying to close a sale of $4.8 Billion to Verizon. The..... -
Consider the Following Options before Filing for Bankruptcy
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
It is undeniable that the emerging pandemic has had a high and large impact on the families’ finances. At a global level, the financial issue will have consequences in the future, however, we will give you some tips to minimize the impact that this may have on your personal finances. With the onset of the..... -
Commonly Used Terms
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
The following is a list of terms we use throughout this website, and also terms you might have heard or read before. Maybe you have a clear understanding of these, maybe you have a vague idea, or maybe you do not really know exactly what they mean. It is always good to have a clear..... -
Online Dating: A Risk Worth Taking?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Technology
Have you ever wondered when will you find a romantic partner? Are you willing to try online dating? Some may consider it a desperate move, but the truth is, in hope to find love, it has become definitely attractive nowadays. We have to consider that we now live in a digital era; it is not.....
